Life Event - Long Term Disability (LTD) - Benefits Coverage

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If you experience a disability — temporary or permanent — that prevents you from returning to work, long-term disability (LTD) coverage protects you from loss of income. It helps with your quality of life through treatment and recovery until you’re ready to return to work.

You’re automatically enrolled if you’re a salaried employee and have completed the required three months’ service — you don’t have to complete any forms to obtain coverage.

For full coverage details, view your individualized benefits booklet:

Visit www.manulife.ca/groupbenefits
Contract number: 83629
member certificate number: SAIT ID number without zeros.
Under My benefits, select View benefits booklet.
The booklet is personal to your plan and highlights all of your coverage.

For more information on LTD, please visit SAITNOW.