Accommodation - New Hire LTD - Accommodation

Thank you for your email.

Part of your benefits at SAIT include mandatory Long Term Disability coverage. This provides up to 66.67% of your income, should you need to be off work for an extended period due to accident, injury, illness, etc. Details can be found on your Manulife account, and here, on SAITNOW.

Please note that this is the only benefit you pay for because SAIT is already paying for your health and dental plan, your spending account, life insurance and accidental death insurance. The LTD plan has a 3 month waiting period so the premiums usually kick in on about your 5th or 6th pay cheque (and we don't make you pay for the LTD plan prior to being able to qualify for it).

The premiums may go up or down each year when we negotiate our new benefits rates each July. Currently the rate is 2.459% of your gross salary.

I hope this was helpful, and if you have any further questions please do not hesitate to reach out.